Warning: late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk.
Get started with
Pay Pony
Apply for a short term loan today
Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from the lender.
Consider Pay Pony
A one horse race
It's a one horse race when it comes to our customer service and short term loans.
We work with a vast network of trusted UK lenders who can provide loans up to £5,000. We put convenience first, so you can apply from the comfort of your own home and choose the loan that best matches your needs.
You can apply 24 hours a day, 7 days a week with Pay Pony
Apply NowRepresentative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from the lender.
Getting started
Complete our application form in minutes and receive your short term loan.
No hidden fees
There aren't any fees when you apply with Pay Pony.
Bad credit?
Most of our lenders will still consider you if you have a bad credit history.
How it works
Getting started with Pay Pony
If you find yourself in a situation requiring money that you do not currently have, then a short term loan from Pay Pony could help you avoid the usual stress and worry associated with budgets and finances.
Apply online
Select the short term loan amount you'd like to borrow with Pay Pony.
Complete the application
Tell us about yourself including your employment and income.
Receive your loan
Once accepted, you'll receive your money into your bank account.
Extra horsepower
When it comes to our service
Start your short term loan application with Pay Pony, and learn more about our service.
Secure UK lenders
All of our lenders are secure. Our service is also secure and we won't share any of your personal information.
Free service
At Pay Pony, we don't charge a fee when you apply for a short term loan with us.
Quick approval
You can get your loan quickly with Pay Pony, apply online today and you could receive your loan today*.
Questions About Pay Pony
Learn more about us
Learn more about us with a selection of questions we regularly receive from customers.
What are the eligibilty requirements?
You can apply for a short term loan with us if you:
- Are over 18
- Are living in the UK with a valid address
- Are employed and receive a regular income
- Have a valid bank account
- Are able to repay the full loan amount
How long does it take to apply?
Completing your loan application with Pay Pony takes on average 10-15 minutes. We recommend setting aside 30 minutes for the whole application process.
How do I repay the loan?
Payment is usually taken via direct debit, with the bank details you provide, on your next payday.
Do you charge any fees?
No we do not charge any fees if you choose to use our service and apply for a short term loan.
How do I opt out of your marketing?
You can opt out of our marketing by visiting this website.