Get started with
Pay Pony

Apply for a short term loan today

Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). Representative 305.9% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

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Consider Pay Pony

A one horse race

It's a one horse race when it comes to our customer service and short term loans.

We work with a vast network of trusted UK lenders who can provide loans up to £5,000. We put convenience first, so you can apply from the comfort of your own home and choose the loan that best matches your needs.

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You can apply 24 hours a day, 7 days a week with Pay Pony

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Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). Representative 305.9% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

Pay Pony

Getting started

Complete our application form in minutes and receive your short term loan.

Pay Pony

No hidden fees

There aren't any fees when you apply with Pay Pony.

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Bad credit?

Most of our lenders will still consider you if you have a bad credit history.

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Pay Pony

How it works

Getting started with Pay Pony

If you find yourself in a situation requiring money that you do not currently have, then a short term loan from Pay Pony could help you avoid the usual stress and worry associated with budgets and finances.

Step 1

Apply online

Select the short term loan amount you'd like to borrow with Pay Pony.

Step 2

Complete the application

Tell us about yourself including your employment and income.

Step 3

Receive your loan

Once accepted, you'll receive your money into your bank account.

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Extra horsepower

When it comes to our service

Start your short term loan application with Pay Pony, and learn more about our service.

Secure UK lenders

All of our lenders are secure. Our service is also secure and we won't share any of your personal information.

Free service

At Pay Pony, we don't charge a fee when you apply for a short term loan with us.

Quick approval

You can get your loan quickly with Pay Pony, apply online today and you could receive your loan today*.

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Questions About Pay Pony

Learn more about us

Learn more about us with a selection of questions we regularly receive from customers.

What are the eligibilty requirements?

You can apply for a short term loan with us if you:

  • Are over 18
  • Are living in the UK with a valid address
  • Are employed and receive a regular income
  • Have a valid bank account
  • Are able to repay the full loan amount
How long does it take to apply?

Completing your loan application with Pay Pony takes on average 10-15 minutes. We recommend setting aside 30 minutes for the whole application process.

How do I repay the loan?

Payment is usually taken via direct debit, with the bank details you provide, on your next payday.

Do you charge any fees?

No we do not charge any fees if you choose to use our service and apply for a short term loan.

How do I opt out of your marketing?

You can opt out of our marketing by visiting this website.

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